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Ronis Capital Finance Private Limited ("Company", "we", "our", "us") is committed to protecting the privacy of its customers, partners, and website/app users. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you engage with us through our financial services, including digital platforms, in compliance with applicable laws and regulations of India, including the Information Technology Act, 2000 and RBI guidelines for NBFCs.

INFORMATION WE COLLECT

We may collect the following information:

  • A. Personal Information:
  • Full name, date of birth, gender
  • Contact details (email, phone number, address)
  • PAN, Aadhaar number, and other KYC documents
  • Bank account details, credit/debit card information
  • Employment and income details

  • B. Financial and Transactional Data:
  • Loan application data
  • Repayment history
  • Credit bureau reports

  • C. Technical and Usage Data:
  • IP address, browser type, device information
  • Usage data from our website or app
  • Cookies and tracking technologies

HOW WE USE YOUR PERSONAL INFORMATION

Your information is used for the following purposes:

  • Processing loan and financial service applications
  • Verifying identity and performing KYC compliance
  • Communicating with you regarding services, account updates, and promotions
  • Monitoring transactions to detect fraud or suspicious activity
  • Performing credit risk assessments
  • Fulfilling legal and regulatory obligations

SECURITY

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

DATA RETENTION

We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy, and as required to comply with legal, accounting, and regulatory obligations.

LINKS TO OTHER WEBSITES

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

UPDATES TO THE POLICY

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the revised effective date. Continued use of our services after changes signifies your acceptance of the updated policy.

CONTACT US

If you have questions, concerns, or complaints regarding this Privacy Policy or our data handling practices, you may contact:

Ronis Capital Finance Private Limited

83, S P Mukherjee Road, Devi Darshan 05th Floor, Kolkata – 700026, Email: contact@maashitla.com, Phone: 011-45121795/96