Acceptance of Terms

These Terms and Conditions (“Terms”) govern the use of services provided by Ronis Capital Finance Private Limited (“Company”, “we”, “our”, or “us”), including access to our website, mobile applications, loan products, and any other financial services or products offered by us. By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not access or use our services.

Eligibility

• At least 18 years of age;
• A resident of India with valid identification and address proof;
• Legally capable of entering into a binding contract under Indian law.

Services Offered

Ronis Capital Finance Private Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) and provides financial products including, but not limited to:

• Personal Loans;
• Business Loans;
• Loan Against Property;
• Consumer Credit and EMI Financing

User Obligations

By using our services, you agree to:

• Provide accurate, complete, and up-to-date information;
• Maintain the confidentiality of your login credentials ;
• Use the services for lawful purposes only;
• Repay loans and dues as per the agreed terms

Loan Terms

Loan approval, amount, interest rate, tenure, processing fees, and repayment schedule are subject to the Company’s internal policies and RBI guidelines.

• A loan agreement will be executed upon approval;
• Prepayment and foreclosure are subject to applicable charges ;
• Late payment may attract penal interest and impact your credit score

Intellectual Property

All content, branding, trademarks, logos, and intellectual property on our platforms are owned by or licensed to Ronis Capital Finance Private Limited. Unauthorized use, reproduction, or distribution is prohibited.

Third-Party Services

Our services may involve or link to third-party platforms. We are not responsible for the content, accuracy, or practices of third-party websites or services. Your interactions with third parties are subject to their terms.

Termination

We may terminate or suspend your access to our services without notice if:

• You breach any terms;
• You misuse or abuse our services ;
• Required by law or regulatory instruction

Upon termination, any outstanding dues must be cleared immediately

CONTACT US

If you have questions, concerns, or complaints regarding this Privacy Policy or our data handling practices, you may contact:

Ronis Capital Finance Private Limited

83, S P Mukherjee Road, Devi Darshan 05th Floor, Kolkata – 700026, Email: contact@maashitla.com, Phone: 011-45121795/96